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Kipp bridges the gap between card issuers and merchants, turning declined transactions into approvals. Merchants unlock more sales by paying a premium to avoid a decline, while issuers gain a valuable new revenue stream and higher authorization rates.
How it works
Innovative technology for Issuer-Merchant collaboration
Kipp’s tech platform fosters collaboration between issuers and merchants. How? Kipp enables both parties to communicate in real-time and at scale, leading to more successfully completed payments and new revenue streams.
Awards
MasterCard, Enel X
FinSec Innovation Lab
Grant
2021
Leading Financial Services/
Payments Startups
The PAY360 Awards
2023
MasterCard
Start Path
Partner Program
2024
FIS Fintech Accelerator
Program
Partner
Program
2024
Use cases
How Merchants and Issuers leverage our technology
Merchants and issuers leverage our technology to reduce credit and debit card declines
Card Issuer Use Cases
Merchant Use Cases
Let’s talk
Ready to transform your declines into a new revenue stream?
Approve over-the-limit/Allow additional overdraft
Safely authorize over-the-limit transactions/allow additional overdraft, using a predefined setup that allows merchants to pay a premium to the issuer.
Stay top-of-wallet
Increase authorization rates to enable cardholders to make the purchases they want, driving customer loyalty.
Increase revenue
Earn more with merchant-paid premiums, offsetting the expected revenue losses from regulatory changes.
Meet your authorization rate KPIs with card networks
Reduce card declines and keep the card networks happy.
