Kipp for Issuers: Reducing Insufficient Funds (NSF) Declines
The challenge: NSF (Non-Sufficient Funds) declines are a persistent issue for card issuers, with industry data showing that 60% of failed payments occur due to insufficient funds. These declines contribute to billions in lost transaction volume annually, reducing interchange revenue and damaging customer relationships. In addition to revenue loss, issuers face increased customer frustration and … Read more