This year, we hit the ground running, diving into the top events in the US that every card issuer and payments professional should have on their radar. From conferences to summits, we’ve put together a *must-attend* list to keep you ahead of the curve.
Card issuers today are under immense pressure to innovate as traditional revenue streams begin to dry up. Consumers are increasingly demanding fee-free services, driven by the convenience and low-cost structure of many neobanks that are challenging the status quo. Regulatory changes are also impacting profitability, with the introduction of lower interchange fees and new Consumer … Read more
In a digital age where e-commerce is booming, we’re excited to share with you our latest white paper, “Optimizing the CNP False Decline Problem: How Issuers and Merchants Can Collaborate to Approve More.” This comprehensive paper delves into the critical issue of false declines in CNP transactions—an area where legitimate customers are often mistaken for … Read more
Today, the demand for quick and easy financial transactions is higher than ever. Frictionless payments, which include real-time payment systems (RTP), offer a convenient solution by allowing money to change hands almost instantaneously. This infrastructure is fundamental in supporting various types of transactions, including peer-to-peer (P2P), business-to-business (B2B), and more, ensuring that funds are available … Read more
The recent regulatory changes in the US, spearheaded by the Consumer Financial Protection Bureau (CFPB), have brought the Buy Now, Pay Later (BNPL) market under stricter scrutiny, aligning it more closely with credit card standards. The CFPB’s new rule requires that BNPL providers follow similar guidelines to those governing credit card companies, including more rigorous … Read more
2024 has been a year of significant challenges for the banking industry, with a slowing global economy, high interest rates, and new regulatory hurdles. As we move into the second half of the year, banks continue to face these pressing issues while also seeking new opportunities for growth and innovation. 2024 has been a year … Read more
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