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As we approach the year’s end, it’s a crucial time to reflect and anticipate the future of credit cards. In an era marked by rapid technological advancements and shifting consumer preferences, how will credit card usage evolve? More importantly, how will issuers and payment processors adapt to a constantly evolving financial landscape? This blog explores … Read more

In the ever-expanding realm of online shopping, eCommerce merchants are confronted with an array of persistent challenges. Cart abandonment rates hover around 70%, often because shoppers are presented with unexpected shipping costs or lengthy delivery times. But any friction in the checkout process can turn away potential buyers. Customers who need to fill out lengthy … Read more

Over the past two decades, the regulatory landscape surrounding electronic payments has evolved significantly. This shift can be partly attributed to the deregulation of traditional banks, which opened the field to a broader array of players, fostering innovation and competition. As part of the ongoing developments in the financial landscape, the European Commission has introduced … Read more

Meet Ofer Golan, a highly experienced professional in the world of payments and risk management. As Fintech Risk & Compliance Director at KPMG Israel, and over 18 years of expertise in the payments industry, Ofer’s focus lies in payment acceptance, risk, and compliance. His extensive knowledge and experience in payment risks have positioned him as … Read more

The financial services landscape is undergoing a significant transformation thanks to the emergence of embedded finance. This innovative concept is still in its early stages but is growing rapidly, presenting both opportunities and challenges for traditional banks. In this blog post, we will explore what embedded finance is, its potential threats to banks, and the … Read more

Understanding the consumer’s mind is at the heart of any successful business strategy, and the credit card industry is no exception. As credit card issuers, a clear understanding of the psychological influences that drive your customers’ spending behaviors can help develop strategies that stimulate card usage and help you achieve the coveted top-of-wallet position. With … Read more