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UNLOCKING REVENUE FOR DEBIT CLIENTS

PCN Podcast: Reducing Card Decline Rates

Listen in as Rogier Rouppe van der Voort talks all things payments with Nir Levy, Co-Founder and CTO of Kipp. Join us on an insightful journey into the world of credit card transactions and false declines on this latest episode of the In Check with FinTech podcast!  Listen to the podcast episode here: Apple , Spotify, … Read more

False Card Declines: Particularly Painful for the Travel Industry

False card declines are especially painful for travel industry merchants — hotels, car rentals, airlines, cruise lines, travel agencies, and others — as well as the credit card issuers that process their customers’ payments. Travelers suffer frustration as well, which directly and immediately impacts their spending decisions. Let’s explore this triple pain point and the … Read more

Taking Control of Subscription Churn to Optimize Payments

Every company offering a subscription model experiences customer churn — whether you sell content, physical goods, or SaaS, B2B or B2C. Let’s break down the primary scenarios in which companies lose subscribers into a few basic buckets… and see what, if anything, you can do about it: First is the category that is, to put … Read more

The Rise of the Millennials – and their Declined Transactions

Let’s talk about Millennials. With spending power of over $1 trillion, they make up 21% of consumer discretionary spending. The largest adult generation in the U.S. today, there are some very well-documented and consistent characteristics that define this particular generation. As we will see, many of these represent a clear and direct risk to your … Read more

Three Reasons Issuers Will Decline a Legitimate Transaction

No customer appreciates the embarrassment or wasted time when having a credit card transaction rejected. If there’s a genuine risk, then obviously the customer is at fault and should not have attempted the transaction in the first place. But too often, the transaction is, in fact, clearly legitimate, and only the bank’s automated, algorithmic analysis … Read more

Re-imagining the Concept of Bid-Ask for Payment Authorization

“An auctioneer is a man who proclaims with a hammer that he has picked a pocket with his tongue.” That satirical definition by Ambrose Bierce is based on the perception that there’s something inherently “wrong” with the concept of an auction. Either the property owner earns substantially more than an item’s actual value because of … Read more