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UNLOCKING REVENUE FOR DEBIT CLIENTS

Embedded Finance: The Threat to Banks or the Opportunity of a Lifetime?

The financial services landscape is undergoing a significant transformation thanks to the emergence of embedded finance. This innovative concept is still in its early stages but is growing rapidly, presenting both opportunities and challenges for traditional banks. In this blog post, we will explore what embedded finance is, its potential threats to banks, and the … Read more

7 Effective Strategies for Increasing Top-of-Wallet Card Usage: A Deep Dive into Consumer Psychology

Understanding the consumer’s mind is at the heart of any successful business strategy, and the credit card industry is no exception. As credit card issuers, a clear understanding of the psychological influences that drive your customers’ spending behaviors can help develop strategies that stimulate card usage and help you achieve the coveted top-of-wallet position. With … Read more

PCN Podcast: Reducing Card Decline Rates

Listen in as Rogier Rouppe van der Voort talks all things payments with Nir Levy, Co-Founder and CTO of Kipp. Join us on an insightful journey into the world of credit card transactions and false declines on this latest episode of the In Check with FinTech podcast!  Listen to the podcast episode here: Apple , Spotify, … Read more

False Card Declines: Particularly Painful for the Travel Industry

False card declines are especially painful for travel industry merchants — hotels, car rentals, airlines, cruise lines, travel agencies, and others — as well as the credit card issuers that process their customers’ payments. Travelers suffer frustration as well, which directly and immediately impacts their spending decisions. Let’s explore this triple pain point and the … Read more

Taking Control of Subscription Churn to Optimize Payments

Every company offering a subscription model experiences customer churn — whether you sell content, physical goods, or SaaS, B2B or B2C. Let’s break down the primary scenarios in which companies lose subscribers into a few basic buckets… and see what, if anything, you can do about it: First is the category that is, to put … Read more

The Rise of the Millennials – and their Declined Transactions

Let’s talk about Millennials. With spending power of over $1 trillion, they make up 21% of consumer discretionary spending. The largest adult generation in the U.S. today, there are some very well-documented and consistent characteristics that define this particular generation. As we will see, many of these represent a clear and direct risk to your … Read more