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Over the past two decades, the regulatory landscape surrounding electronic payments has evolved significantly. This shift can be partly attributed to the deregulation of traditional banks, which opened the field to a broader array of players, fostering innovation and competition. As part of the ongoing developments in the financial landscape, the European Commission has introduced … Read more

Meet Ofer Golan, a highly experienced professional in the world of payments and risk management. As Fintech Risk & Compliance Director at KPMG Israel, and over 18 years of expertise in the payments industry, Ofer’s focus lies in payment acceptance, risk, and compliance. His extensive knowledge and experience in payment risks have positioned him as … Read more

The financial services landscape is undergoing a significant transformation thanks to the emergence of embedded finance. This innovative concept is still in its early stages but is growing rapidly, presenting both opportunities and challenges for traditional banks. In this blog post, we will explore what embedded finance is, its potential threats to banks, and the … Read more

Understanding the consumer’s mind is at the heart of any successful business strategy, and the credit card industry is no exception. As credit card issuers, a clear understanding of the psychological influences that drive your customers’ spending behaviors can help develop strategies that stimulate card usage and help you achieve the coveted top-of-wallet position. With … Read more

Listen in as Rogier Rouppe van der Voort talks all things payments with Nir Levy, Co-Founder and CTO of Kipp. Join us on an insightful journey into the world of credit card transactions and false declines on this latest episode of the In Check with FinTech podcast!  Listen to the podcast episode here: Apple , Spotify, … Read more

False card declines are especially painful for travel industry merchants — hotels, car rentals, airlines, cruise lines, travel agencies, and others — as well as the credit card issuers that process their customers’ payments. Travelers suffer frustration as well, which directly and immediately impacts their spending decisions. Let’s explore this triple pain point and the … Read more